Rating

7.5

out of 10

Rank 13 / 15

Zurich

Overview

Zurich offers a wide selection of products that can help you maintain and repair your car, truck, motorcycle or powersports vehicle. However, it is only available through certain dealerships. Zurich warranty may help protect your vehicle from mechanical breakdowns, but make sure you take a look at other third-party extended warranty providers with fewer limitations or more affordable prices.

Company Accolades

COMPANY FACTS

    Headquarter Location:
    1299 Zurich Way
    Schaumburg, IL 60196-1056

KEY FEATURES

  • Online Claims Filing System
  • Friendly Customer Service
  • Accepted by most dealerships and any certified mechanic, will work with any local mechanic
  • Coverage For Motorcycle & Powersports Vehicles
BENEFITS
  • 24/7 roadside assistance
  • Online system for claims
DOWNFALLS
  • Doesn't cover general maintenance
  • Not VPA Certified

Initial Call

8

out of 10

Purchase

7

out of 10

Membership

7

out of 10

Claims

8

out of 10

Expert Review

When the factory warranty expires on your vehicle, your protection for failed factory parts lapses. This leaves you having to pay out-of-pocket for the repair bill in the event one of your factory components needs to be replaced. With an extended warranty, you can get coverage for these components to save thousands on car repair bills.

Today, we are going to look at what a Zurich extended warranty covers, what it costs, and real-world reviews from Zurich customers.

OVERALL IMPRESSION

What Is A Zurich Extended Warranty?
An extended warranty is breakdown protection that you can purchase for your vehicle once the factory warranty expires. This type of warranty allows you to keep the same level of protection, or select component protection for years after your factory warranty period. Most also come with additional benefits like 24-7 roadside assistance, rental car reimbursement, and road trip interruption coverage.

Zurich offers a wide selection of protection plans to choose from ranging from Rental Plus, a plan that offers only roadside assistance and other great services, up to a fully comprehensive coverage that protects just about every part of your vehicle.

Purchase

7

out of 10

Purchase

What Does The Zurich Warranty Cover?

Let’s take a closer look at the 6 different coverage plans you can choose from with Zurich:

 

Rental Plus

The rental plus extended warranty does not have any specific component coverage, only supplemental amenities. With this plan, you receive roadside assistance, trip interruptions, and rental car coverage. Each plan comes with this coverage, but if this is all you are wanting for your vehicle, Zurich makes it easy and affordable with the Rental Plus plan.

 

 

Powertrain

Covering your powertrain components such as the engine, transmission, and drive axle assembly, Zurich’s Powertrain plan is a budget friendly option that offers reliable protection. This plan is perfect for keeping your cost low, while still getting protection for some of the most expensive repairs your car may need.

 

Standard

Landing in the middle of the price spectrum on Zurich’s lineup of coverage plans, the Standard plan is their basic coverage plan.. This plan gives you protection for everything included in the Powertrain plan, but will also include the suspension, brakes, steering, electrical systems, and HVAC systems. 

 

Preferred

Taking a step up from the Standard coverage plan, Zurich’s Preferred plan is going to give you protection for more of your vehicle’s components. This plan will include coverage for each component in the Standard plan, with additional coverage for the cooling system and some interior and exterior coverages as well.

 

Comprehensive

For those who are wanting the best coverage available for their vehicle, Zurich’s Comprehensive coverage plan is the best choice. This plan covers every component on your car with the exception of cosmetic damage, torn upholstery, broken glass, and tires. This is going to be the most expensive option, but it will cover the most components on your vehicle.

 

Select

Zurich’s Select coverage plan covers cosmetic damage, tire damage, and alloy wheel damage. It is going to be fairly affordable as it’s component coverage list is very low, so if these couple of items are things you want covered, the Select plan is for you.

 

How Much Does A Zurich Extended Warranty Cost?

There are a few different factors that affect the overall price of your Zurich extended warranty. The coverage level you choose, the type of vehicle you have, and how many miles are on your vehicle are just a few of the factors Zurich takes into consideration when configuring your extended warranty quote. 

Some Zurich extended warranties will require a deductible, so it is important to note which plans will and will not require one. A deductible is a price that you will pay toward your repair before the warranty pays out the rest. For example, if your deductible is $50 and your repairs are $300, you will have to pay $50 while Zurich pays the remaining $250.

 

How Do I Get A Zurich Warranty?

While you cannot purchase a Zurich extended warranty through Zurich America, you can purchase it through one of their participating dealerships. You can ask your dealership or call Zurich to find out which dealerships offer these extended warranties. 

Membership

7

out of 10

Membership

Zurich vs. Third-Party Warranties

Now that we have looked at what Zurich has to offer, it is time to put it up against some of the most popular extended warranty providers in the industry. 

 

Zurich

  • Max Coverage Length: 250,000 Miles
  • Plan Options: 6
  • Transferable: Yes
  • Roadside Assistance: Yes 
  • Trip Interruption: Yes 
  • Cancellation Policy: Refund If Within 14 Days
  • Repair Locations: ASE-Certified® repair facilities

Endurance 

  • Max Coverage Length: 15 Years/200,000 Miles
  • Plan Options: Personalized coverage for all
  • Transferable: Yes
  • Roadside Assistance: Yes (with Endurance Elite Membership, Free For 1 Year)
  • Trip Interruption: Yes (with Endurance Elite Membership, Free For 1 Year)
  • Cancellation Policy: Refund If Within 30 Days
  • Repair Locations: ASE-Certified® repair facilities

Carshield 

  • Max Coverage Length: 250,000 Miles
  • Plan Options: 6
  • Transferable: Yes
  • Roadside Assistance:  Yes
  • Trip Interruption: Yes
  • Cancellation Policy: Refund If Within 30 Days
  • Repair Locations: ASE-Certified® repair facilities

CARCHEX 

  • Max Coverage Length: 10 Years/250,000 Miles
  • Plan Options: 5
  • Transferable: Yes
  • Roadside Assistance:  Yes
  • Trip Interruption: Yes
  • Cancellation Policy: Refund If Within 30 Days
  • Repair Locations:> 30,000 facilities nationwide

Benefits Comparison Table

Zurich warranty benefits comparison endurance

Post-sale

Where Can I Take My Vehicle For Repairs With A Zurich Extended Warranty?

If you are needing to take your vehicle in for warranty work, there are some restrictions on where you can take your vehicle. For dealership-backed warranties, you will most likely be required to take your vehicle to their dealerships for the warranty work. For third-party providers such as Zurich, you can use any ASE-certified repair shop to get the work done.

 

Where Can I Find Zurich Reviews?

Before purchasing an extended auto warranty, it is always a good idea to see what type of reviews that a company has. This can easily be done by checking the company’s profile on BBB, their company Facebook page, or by visiting their Yelp reviews. Check out our reviews page for a full breakdown on what people are saying on various breakdown protection providers.

 

Zurich Extended Warranty Reviews

If you want to find out how Zurich compares to more extended warranty companies, we have you covered. Here at ExtendedAutoWarranty.com, we have purchased a plan from many different companies and compare them to give you in-depth reviews of each to help you find the best coverage for your vehicle. Check out our extended auto warranty reviews for more info.

 

Frequently Asked Questions: Zurich 

 

How good is Zurich extended warranty?

Zurich’s extended warranty options make it one of the most flexible warranty companies on the market. With 6 different plans to choose from, you can really drill down and find the best coverage for your specific needs and budget.

 

How much does Zurich warranty cost?

When it comes to the cost of a Zurich extended warranty, Zurich’s warranty experts will take into consideration the type of coverage you want, the type of vehicle you drive, and how many miles on your vehicle to give you the most accurate quote.

 

How much do extended warranties usually cost?

The cost of an extended warranty is typically much less than the repairs it protects you from. Depending on which coverage plan you go with, you’re looking to pay anywhere from $2,000 to $5,000.

What customers are saying about Zurich

See what other people think about this warranty service

Rating

5

out of 10

March 2022

James from
Pontiac , MI

Don’t know yet I just bought a 2018 Buick envision before I had a 2014 Chevy equinox Did GM dealership would not except car shield who I had therefore They kind of forced me into taking Zürich they told me that it would cover everything on my car I think it was just a promotion to get me to buy rather than keep my car shield how do I know that car shield is really that bad it’s just what the dealership told me by that then they are pushing Zürich and throwing away any other warranties that come into the dealership that is not fair I am 83 years old and I believe in what people tell me but sometimes people don’t tell the truth they just want to sell their product and not anything else can be excepted into the dealership that is not fair I think I got railroaded by General Motors where I bought my 2018 Buick envision that was lame hammers on Dixie Highway, Waterford Township please let me know if I am right or I am wrong I would like to know how do you probably should be complaining to the dealership instead of you but I don’t know what to do I have is it right now and I hope that it is what the dealership says it is thank you very much Mr. Austin

Rating

10

out of 10

October 2022

Ken from
Nisula, MI

Thus far, paid $0 for antifreeze leak, refilled reserve myself when alerted "low fluid". Notified service manager of having Zurich Comprehensive on sale receipt from dealer from Minnesota sale. Gasket replaced in difficult location booked for several hours labor.

What do you think of Zurich ?

We love to hear what experiences you had with various warranty companies. Fill out the form and let us know!

6 / 10

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