A digital-first warranty provider, Olive is certainly more tech-savvy than some of its competitors. But is its offering as forward-thinking?

Olive warranties come in three distinct packages: powertrain, powertrain plus, and complete care:

Olive Powertrain

Olive’s basic Powertrain extended warranty covers the most expensive parts of your drivetrain, including every lubricated part of your transmission and engine. This also extends to water and oil pumps, thermostats, and even factory turbochargers.

Olive Powertrain Plus

Powertrain Plus takes the regular Powertrain coverage to the next level, adding on other parts such as power steering, front suspension, brakes, and air conditioning.

Olive Complete Care

Complete Care is Olive’s most comprehensive offering, covering your powertrain and almost everything else. The only exclusions are a few wear and tear items like your tires and windshield wipers.

Olive Warranty: What It Doesn’t Cover

Unlike some major warranty providers, Olive doesn’t cover things like general maintenance costs. Although their coverage plans do cover the cost of towing up to 100 miles, this excludes roadside assistance which leaves you responsible for contacting a provider and getting the help you need. In their words, they’re “here for the big stuff”, and the big stuff only.

Also, if your car is over 10 model years old, has travelled more than 140,000 miles, or has a pre-existing condition (whether known or unknown), it’s unfortunately not eligible for coverage from Olive.

Olive vs Other Warranties

So, how does Olive stack up to the rest of America’s top warranty providers? Putting them side by side should help us get a better picture:

Coverage Comparison

Olive 

Good for:

• Fully comprehensive coverage 
• Digital-first approach 
• Three coverage levels 
• Custom pricing based on needs and vehicle 
• Covers towing costs up to 100 miles 
• Pick your own deductible 
• High-mileage vehicles covered

Not good for:

• Little coverage flexibility 
• No maintenance coverage 
• No option to cover wear and tear components 
• No additional perks or benefits 

Endurance 

Good for:

• Fully comprehensive coverage 
• Personalized coverage for all  
• Unrivalled eligibility 
• Coverage for high-mileage vehicles (including rideshare drivers with Endurance Advantage™) 
• Roadside assistance, trip-interruption costs and replacement travel included with all plans 
• Up to $3,500 in maintenance coverage with select plans 
• Endurance Elite Membership 

Not good for:

• Backup cameras and other tech must be added to plans as extras 
• Some wear and tear components excluded

Carshield 

Good for:

• Factory-level comprehensive coverage 
• Around seven levels depending on your vehicle and needs 
• Low or $0 deductibles 
• Roadside assistance, courtesy towing, and replacement travel included with most plans 
• Coverage for high-mileage cars

Not good for:

• Short list of benefits 
• No maintenance coverage 
• Slightly lower customer service score than competitors 

CARCHEX 

Good for:

• Five levels of coverage, from comprehensive to powertrain 
• Roadside assistance, gas delivery, and trip-interruption services included 
• Lost key/lockout services 
• Choice of licensed auto shop for repairs 
• Option to take out an insured plan 
• Coverage for high-mileage cars 

Not good for:

• No maintenance coverage 
• No option to include wear and tear components 
• No explicit information on high-mileage cars

Benefits Comparison Table

We may have mentioned some of the benefits above, but it really helps to lay them out. Who offers the best perks, and how do Olive compare?