Volvo Extended Warranty Cost

Car Warranty

How Much Does Volvo Extended Warranty Cost?

Whether you own a Volvo luxury sedan or SUV crossover, the Volvo Car Corporation is dedicated to enhancing your driving experience. With its innovative technology and advanced safety features, its mission is to protect you from material and workmanship defects after you leave the dealership.

To do this, Volvo offers its new car buyers four years or 50,000 miles of bumper-to-bumper and powertrain coverage, roadside assistance, and complimentary tow service. And if your vehicle has a Plug-in hybrid battery, you get eight years or 100,000 miles of protection as well.

Each of these warranties is meant to help get you started on your journey as a Volvo owner if an unexpected breakdown occurs. But what happens after the coverage period ends, or you buy a vehicle that’s no longer under warranty?

Like all vehicle warranties, factory coverage only lasts so long. The manufacturers don’t design them to last forever or even cover every issue your vehicle might face. So, if you aren’t financially prepared to pay for an expensive repair, then you might want to explore your options for getting a Volvo extended car warranty. Buying one from a reliable provider that fits your budget and circumstances could be a valuable investment.

Where do you start? Let’s take a look!

What Do Volvo Repairs Cost?

Before deciding where to buy a breakdown coverage plan, investigate the prices Volvo replacements cost and what you could pay without a warranty to help cover the repair bill. Consider the following examples:

2016 Volvo XC70

If you’re looking for a luxury wagon to get you through harsh winter weather, the Volvo XC70 can be an appealing option, especially for families. The five-seater crossover SUV offers a roomy cargo area and several safety features and sells for $37,100. Its annual maintenance cost is $953 and has average repair costs falling between $857–$1,048.

Take a look at the replacement costs for a Volvo XC70:

Throttle Body $840–$884
Trailing Arm $582–$623
Engine Mount $371–$411
Ignition Coil $354–$373
Window Regulator Motor $348–$371
Intake Manifold Gasket $331–$391
Crankshaft Position Sensor $161–$176

2016 Volvo XC60

Luxury meets convenience with the 2016 Volvo XC60. As a small crossover SUV, this vehicle offers advanced safety features, fuel-efficient engines, and plenty of interior room. The XC60 sells for $20,28– $33,165. It has an annual maintenance cost of $776 and an average repair cost between $698 and $853.

Replacement costs for various Volvo XC60 parts include:

Heater Core $977 – $1,105
Air Conditioning Refrigerant Line $789 – $812
Drive Axle Assembly Drain & Refill $58 – $72
Engine Oil Cooler $547 – $593
Timing Belt $535 – $651
Fuel Filter $238 – $252
Pre-Purchase Car Inspection $198 – $250
Headlamp Switch $168 – $174
Stabilizer Bar Link Kit $120 – $132
Oil Pressure Sensor $117 – $138

Derived from RepairPal.com

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How Much Does a Volvo Extended Warranty Cost?

As you consider the amount of money you might spend to repair your car, the cost of an extended warranty Volvo plan may prove to be a worthwhile option. Depending on the work your car needs, just one repair could equal the cost of your premium. But how do you know what a breakdown coverage plan is going to cost you exactly? Is there a way to figure it out?

Well, extended warranty providers don’t publish itemized lists of their plans. So, there is no standard pricing you can refer to. Estimating a Volvo extended warranty cost will depend on the following factors:

  • The provider you select
  • Your current coverage
  • Your vehicle’s type, age, and mileage
  • The cost of labor and parts
  • Your driving demands and where you live
  • The level of coverage you pick and its duration
  • Any extra perks you pick
  • The deductible you select

Now, according to the Automo blog, an extended car warranty can cost between $1,300 to $4,600 on average. And if you select a plan from your dealership and roll it into your car loan payment, then you’ll pay interest on it as well. In other words, it will cost you more in the long run.

Your best bet is to contact each provider directly and ask for a quote. But before we get into those details, let’s dig into the facts surrounding Volvo’s extended warranty and the ones third-party providers offer.

What Do the Volvo Increased Protection (VIP) Plans Cover?

Volvo offers three extended limited service contracts through its Volvo Increased Protection (VIP) plans—Powertrain, Gold, and Platinum. Each one offers up to an extra six years or 120,000 miles of protection. However, the Platinum plan is the most extensive and includes everything under the Powertrain and Gold plans, plus additional components.

Volvo specifically notes that these plans are customizable—you can create the terms and mileage based on your driving habits. Additionally, there are deductible options that vary from $0-250. Each plan comes with extra benefits like rental reimbursement, towing, and travel coverage.

If you decide this is the route you want to take, contact your dealership and speak with a Volvo warranty representative. They can give more information and review your eligibility. Furthermore, they should be able to provide you with an idea of what a plan will cost. Also, it is possible to negotiate a lower price with the dealer. You might save $100-$200 if you ask.

Remember, every policy has its limitations and eligibility requirements. So before you commit to anything, make sure you understand all the terms and know what your contract covers and doesn’t. Furthermore, Volvo requires you to take your car to one of their dealerships for service, which means you can’t pick your certified mechanic. And depending on where you live, this may be an inconvenience.

Shopping for an Extended Volvo Warranty From a Third-Party Provider

Just like a dealership, a third-party provider will also offer several levels of extended coverage protection—at least three choices or more. The most comprehensive plan will be similar to a bumper-to-bumper warranty and will provide exclusionary coverage. However, these plans will be the most expensive, and one could cost you $300-$500 more for the added coverage.

If you’re looking for minimal coverage with a smaller premium, then a powertrain Powertrain warranty might be the way to go. It all depends on what you want and how much you want to spend. Remember, third-party providers will evaluate your vehicle’s type, age, mileage, deductible, etc., before giving you a final quote. Once you have the numbers in hand, you might discover that a third-party warranty provider offers you more flexible options at an affordable rate.

Is a Volvo Extended Warranty Worth It?

According to Consumer Reports, the overall reliability of Volvo’s vehicles are a “mixed bag,” with some being more dependable than others. Therefore, the decision on whether a Volvo extended warranty cost is worth the money will depend on the vehicle you drive and what you can afford to pay out-of-pocket. Still, deciding which plan is right for you doesn’t have to be stressful. Take a look at our top recommended providers. We include an overall rank, pros/cons list, and rating for each.

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