EasyCare offers four different plan options that represent a tiered level of coverage. In ranking from lowest to highest coverage, the EasyCare plans offered are as follows: PowerCare, PrimaryCare, StatedCare, and TotalCare.  We will go into further detail regarding each plan and what it covers below.

PowerCare: A basic protection plan that covers the most expensive and most important parts of your vehicle. Commonly referred to as “powertrain coverage,” this plan protects the “powertrain” of your vehicle, which includes the engine, transmission, and drive axle.

PrimaryCare: The level above PowerCare, this coverage contains all of the parts/components previously listed in the level before it with additional coverage added for important and necessary components. Repairs that will be covered with this coverage include the heating systems, braking systems, fuel and cooling compressors, and more.

StatedCare: The third level in EasyCare’s tiered system is StatedCare, which covers all the components and parts featured in Power and PrimaryCare while extending it further to include higher-cost and high-tech components. These components include: high-tech and luxury electrical components, power steering and automated braking systems, power sensors, etc.

TotalCare: The highest level of coverage that EasyCare offers is their TotalCare option. This is the most popular coverage plan that EasyCare sells as they note on their website that 92% of their customers choose this policy. This is their full protection “bumper-to-bumper” warranty option that includes all levels of coverage before it and includes additional items such as steering, suspension, brake light switches, suspension systems, hood and trunk latches, headlamp motors, and many others.

While their TotalCare plan is labeled as their best option offered to drivers, we were surprised to see that it was not an exclusionary policy, which is widely considered the best auto warranty to purchase. An exclusionary policy is one that lists all the parts that are not listed for coverage, rather than what is covered because it protects that many items under the hood of your car. To list all of these individual parts and components would take so long, it is easier to just list what isn’t covered because it is a much, much shorter list. Most extended auto warranty companies offer exclusionary coverage as their highest plan.

We also did not see any difference between the StatedCare and TotalCare options. When viewing the “Compare Coverage” page on their website, the checklist shows the exact same coverage terms for StatedCare as it does for TotalCare. Upon further research, we discovered that while there are differences between the two options, it is minimal at best. Drivers requesting quotes for these two auto warranties should pay careful attention to the price of each one and judge whether the increase will be worth it in the long-run.

Each policy that EasyCare offers lets the driver to customize it to their needs, allowing them to choose the deductible, length of coverage, and components covered. These plans also allow the driver to choose their own repair facility for needed repairs, but encourage drivers to go back to the dealership where the car was purchased whenever possible. Although some restrictions and/or fees apply, the majority of EasyCare warranties are transferable and renewable.

Roadside Assistance

Included with most of the plans that EasyCare offers is their policy holder benefits package. It is customary, if not standard, for car warranty companies to include additional program benefits such as Roadside Assistance, Towing Service, Trip Interruption Expenses, Rental Car Reimbursement, Wheel and Tire Hazard Coverage, and more.

While all EasyCare plans (Power, Primary, Stated, and Total) include 24/7 Roadside Assistance, Towing Reimbursement, and Rental Car Reimbursement, only StatedCare and TotalCare include Wheel & Tire Road Hazard Coverage and Trip Interruption Expense Reimbursement. If these two additional features are important to you as a driver, it may be worth the higher price that you will pay for these higher-level coverage plans.