subaru extended warranty

Car Warranty

Is Subaru Extended Warranty Worth It? Find Out!

Subaru is well known for its high-quality vehicles with sporty attributes. From the high-performance WRX to the family-friendly Forester, the well-known manufacturer has an option for everyone. While Subaru vehicles are built with pride, much like any other car, all models experience issues that can cause a dent in your pocket.

A Subaru extended warranty is one of the best ways to keep you and your wallet protected from the cost of expensive repairs. An extended warranty for your Subaru covers the costs of repairing part failures caused by defects in manufacturing or workmanship on factory components. Without an extended warranty, you run the risk of paying out of pocket for repairs that typically require thousands to fix. 

What Is Covered by Subaru’s Extended Warranty?

Subaru offers great coverage options for both new and used vehicles that includes wear and tear—a perk not many offer.

Classic

Subaru’s classic coverage covers the major parts of your vehicle. This policy protects your engine, transmission, all-wheel-drive system, towing, and car rental. Choose from options as high as 8 years/120,000 miles to 10 years/100,000 miles. Their comprehensive coverage includes wear and tear, onboard computers, and various other components that are often excluded from extended warranties.

Gold Plus

For those looking for total protection, Gold Plus is a great option. Gold Plus offers great coverage similar to the Classic plan, but includes more by covering your A/C, electrical, steering, front suspension, brakes, and much more. Choose from options as high as 8 years/120,000 miles to 10 years/100,000 miles. 

How Much Does Subaru’s Extended Warranty Cost?

To give you a better idea on how much an extended auto warranty should cost for your Subaru, we have broken these down for you below.

Coverage

If you are wanting to keep costs down, you have the option to go with a more affordable powertrain policy. This coverage protects your most expensive powertrain components to keep your engine, transmission, and drivetrain parts covered. If you are wanting an exclusionary coverage policy, you can opt for something like a bumper-to-bumper Subaru extended warranty.

Type of Vehicle

This is due to part cost, part availability, and the amount of time that it takes for these cars to be worked on.

Deductible

Deductibles can also affect the overall cost of your Subaru extended warranty. If your policy has an extended warranty with a deductible, you will pay less up front since you have to pay when you get your car repaired. A deductible works as a sort of a down payment for your repair. So if your repair is $1,000 and your deductible is $50, you pay $50 for the repair and your warranty pays the additional $950.

Extra Benefits

While most companies will offer the same type of benefits on most policies, those with upgraded benefits may come at an additional price.

 

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What Is Covered Under Subaru’s Factory Warranty?

When deciding whether or not a Subaru extended warranty is worth it, it’s important to consider what’s covered. Subaru’s factory warranties are going to give your new vehicle the protection it needs while matching most industry standards. 

Basic Warranty | 3 Year / 36,000 Mile—As with most new vehicles, Subaru offers a basic limited warranty for the first 3 years or 36,000 miles, whichever occurs first. This warranty covers any part on your Subaru vehicle that is not on the exclusion list. It will also cover Genuine Subaru optional accessories, brake pads, shoe linings, clutch linings, and wiper blades.

Limited Powertrain Warranty | 5 Year / 60,000 Mile—Subaru’s limited powertrain warranty covers the most expensive components on your Subaru for 5 years or 60,000 miles, whichever occurs first. This will include your engine, transmission, drive axles, and all components associated with each.

Anti-Perforation Warranty | 5 Year—Subaru’s anti-perforation warranty protects your vehicle’s repairs if a hole rusts through the bodywork. Scratches that rust are excluded under this warranty.

Hybrid System Limited Warranty | 8 Year / 100,000 Mile—Lastly, if you have a Hybrid Subaru, your hybrid components will be covered for 8 years or 100,000 miles. This includes all of your hybrid plug-in components.

What Should I Do if My Subaru Manufacturer’s Warranty Has Expired?

At a certain point, your Subaru’s factory warranty will expire which leaves you vulnerable in the face of a breakdown. A Subaru extended warranty can help save you up to thousands of dollars and can help keep your car running for years to come. 

There are also some extended warranty options that now cover maintenance costs, which can make performing oil changes much easier—and less expensive.

Average Subaru Repair Costs

Repairs for your Subaru can range from under a hundred dollars up to several thousands. With an extended warranty, you’re covered for certain repairs, depending on what coverage you purchase. To give you a better idea of how much you can save, here are a few of the most popular parts 

Subaru Repair Part Average Cost
A/C Compressor $733-$970
Window Motor $295-$373
Alternator $573-741
Power Steering Pump $515-$713
Outer Tie Rod $195-$264
Shock Replacement $1,005-$1,092

*prices derived from repairpal.com

Subaru Warranty Benefits

Choosing an extended warranty through Subaru allows you to take advantage of some great benefits. Since all of your warranty work will be done at a Subaru dealership, all of your repairs are completed by trained Subaru technicians. You will also get dealer perks such as roadside assistance, rental car services, and other benefits depending on the dealership you get your repairs at.

Shopping for an Extended Subaru Warranty

When shopping for an extended warranty for your Subaru, there are going to be some questions you will want to ask about your policy. With so many different levels of coverage to choose from, there are many different features and benefits that come with extended warranties. To help you better understand what questions you should be asking, we have listed a few out for you. 

  • Are there any exclusions in my policy?

Every extended warranty policy is going to have exclusions. Exclusions are the things that are not going to be included in your policy. Ask about what exclusions are in your policy so that you know exactly what you are paying for.

  • Do extended warranties cover wear and tear?

Since most extended warranties exclude wear and tear, it is always a good idea to ask if the option you’re considering will. 

  • What are my options for other levels of coverage?

When it comes to levels of coverage, most companies offer anywhere from 2-6 different choices. Ask what options are available for your vehicle to see what your best deal may be.

  • What factors will void my extended warranty?

Voiding your extended warranty means that you will no longer receive coverage for your vehicle. This can include using unapproved parts, unapproved mechanics, and even doing repairs yourself. Talk to your policy provider on what factors will void your warranty.

More About Subaru Warranties:

Since every car is going to have its problems, defects, and recalls, it is important to know what to expect from your vehicle. To give you a better idea of the current known Subaru issues, we have put together a great list of resource for you to use:

General Recalls, Problems, and Defects: NHTSA-Safety Issues & Recalls

Subaru Owner Reviews: Car Brands Ratings

Subaru Automotive Recalls: https://www.subaru.com/vehicle-recalls.html 

Frequently Asked Questions: Subaru’s Extended Warranty

Where Can I Get My Subaru Serviced for Repairs?

This depends on what type of extended warranty you go with. For plans purchased through Subaru, you will have to take your vehicle to a Subaru dealership to get the work done. For those going through a third-party, you can take your Subaru to any certified mechanic.

What Do Other Extended Car Warranties Cover That Subaru Warranties Do Not?

With a third-party extended warranty, you will usually get more features and benefits. This will depend on what policy you choose to go with.

What Extended Warranty Covers the Most for the Best Price?

With each extended warranty covering different items and coming in at different prices, this is something you will have to compare with a shop. It will rely heavily on what you want to be covered and what you want to pay.

How Do I Get a Quote for an Extended Warranty?

Requesting a quote to buy Subaru extended warranty coverage couldn’t be any easier. Check out our reviews of the top companies in the business to find one that fits your needs.

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