Honda Extended Warranty. Is It Worth It?

Written by: Extended Auto Warranty
Last updated: January 10, 2021

Honda has developed a great reputation for producing vehicles that stand the test of time without sacrificing quality. While Honda vehicles typically last for years, that doesn’t mean there won’t be some repairs to take care of during ownership. Purchasing an extended warranty for your Honda can help to ensure your Honda is covered for costly repairs. Whether you choose to go with an extended warranty from Honda or a third-party provider, you can save hundreds, if not thousands of dollars over the years. So, is Honda extended warranty worth it? Find out!

What Is Covered By Honda’s Extended Warranty?

Honda offers Honda Care, a four-level vehicle service contract program. These levels of coverage include:

• New Vehicle Coverage
• Pre-Owned Vehicle Coverage
• Certified Additional Coverage
• Powertrain Coverage

On new, pre-owned, and certified additional coverage, you get protection on components such as drivetrain, electronics, chassis, heating and cooling, and Honda genuine accessories. For powertrain coverage, your Honda’s engine, drive axles, transmission, and the seals, gaskets, and fluids that accompany them are protected.

You will also get great benefits such as rental car reimbursement, commercial coverage, transferability, roadside assistance, trip interruption, and 24/7 concierge emergency services.

How Much Does Honda’s Extended Warranty Cost?

One of the first questions that are asked about purchasing an extended warranty is the cost of the policy. This is always a concern as you do not want to pay more for a warranty than you would in repair bills. However, even one large repair can heavily outweigh the cost of an extended warranty. 

There are going to be several factors that will determine the overall cost such as coverage level, the type of vehicle you own, whether or not you have to pay a deductible, and what extra benefits are included with your warranty. Let’s take a closer look at each of these features to see how they will affect your policy cost.

Coverage

No matter which company you go with for an extended warranty, there are multiple coverage opinions to choose from. These will range from the lower level powertrain warranties to the top-tier exclusionary coverage that protects most components on your vehicle. 

Type Of Vehicle

Another reason you may see your cost be higher or lower could be the type of car you own. With Honda offering a wide selection of vehicles from the simple Civic up to the sporty NSX, you can expect to pay more in coverage for more expensive vehicles. SUVs and trucks usually carry a higher price tag when compared to smaller commuter cars or sedans due to the cost and size of parts.

Deductible

If your extended warrant requires a deductible, then you can expect to pay less upfront for your coverage. However, you will be paying more when you get your car repaired. A deductible works similar to a downpayment for a repair. If you have a repair for $800 and your deductible is $100, you will have to pay $100 and your warranty will pay out the extra $700.

Extra Benefits

While most companies bundle up extra benefits for your warranty for free, you’ll need to see if you are paying more for less. Most companies offer roadside assistance, trip interruption, and rental car reimbursement for free, so check with the policy you are getting to see if you are getting any extra perks.

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What Is Covered Under Honda’s Factory Warranty?

Honda’s factory warranties are pretty standard when compared to other manufacturers in the industry. The main difference you will see here is their coverage on replacement and remanufactured parts offered through Honda.

Bumper-To-Bumper Warranty | 3 Year / 36,000 Mile—Honda’s new vehicle bumper-to-bumper warranty covers just about every component of your vehicle from defects in manufacturing or craftsmanship.

New Vehicle Powertrain Warranty | 5 Year / 60,000 Mile—Every new Honda is covered with a standard new vehicle powertrain warranty. This will cover your Honda’s engine, transmission, drive axles, and related components.

Corrosion Limited Warranty | 5 Year / Unlimited Mile—The corrosion limited warranty will cover the sheet metal body parts of your vehicle in the event that you have corrosion from the inside out.

Accessory Limited Warranty | 3 Year / 36,000 Mile—If you have Honda Genuine Accessories installed when you purchase your vehicle, you will get 3 years or 36,000 miles of protection.

Replacement Parts Limited Warranty—You will get 1 year of coverage on all Honda Genuine Parts as well as labor if installed by a Honda dealer.

Remanufactured Parts Limited Warranty—If you are having remanufactured parts installed on your vehicle, you will get protection for up to 3 years or 36,000 miles.

What Should I Do If My Honda Manufacturer’s Warranty Has Expired?

If you are nearing the end of your factory warranty on your Honda, this is going to be the time to determine whether or not you want to continue protection. An extended warranty is the best way to avoid paying out-of-pocket for repairs in the future. An extended warranty can be purchased from Honda or a third-party company to cover most of the components on your vehicle.

Average Honda Repair Costs

The cost of Honda repairs can add up quickly if you are not covered under an extended warranty. To give you a better idea of what you can expect to pay outright for common Honda repairs, we have listed some of the most popular fixes:

*prices derived from repairpal.com

Honda Warranty Benefits

Honda does a great job of offering some of the best benefits in the industry with their extended warranties. In addition to the fact that they offer various levels of coverage that cover most of the components on your vehicle, you will get most of the same, if not more added benefits as third-party companies. With a Honda extended warranty, you get rental car reimbursement, commercial coverage, transferability, roadside assistance, trip interruption, and 24/7 concierge emergency services.

Shopping For An Extended Honda Warranty

Shopping for an extended warranty may be a little challenging for those who have never purchased one before. There are so many companies to choose from with many different levels of coverage. To help you make better sense of what you are looking at, it is best to know a few questions to ask. Here are a few important questions to ask when looking for an extended warranty:

• Are there any exclusions in my policy?

When shopping for an extended warranty, you are going to want to ask about exclusions. Exclusions are what your warranty will not cover. Knowing exactly what your warranty does and doesn’t cover will allow you to understand what your car will be protected for.

• Do extended warranties cover wear and tear?

Most third-party extended warranties are not going to cover wear and tear. Honda’s extended warranty will not cover wear and tear either. Check with your specific provider to see if wear and tear are covered.

• What are my options for other levels of coverage?

In order to find the best coverage for your Honda, you will need to ask about any other coverage levels you may have to choose from. With many companies offering 5-6 different options there will be plenty for you to choose from.

• What factors will void my extended warranty?

Voiding your warranty means that you will no longer be covered under the protection you are paying for. Ask your provider about what actions can void your car warranty.

Honda Extended Warranty Or Third-Party Vehicle Protection?

There are benefits to each, but you will need to take into consideration cost, coverage options, and where you can take your car for repair. Let’s take a closer look at each of these factors to see how they compare.

Cost

Cost is obviously one of the biggest deciding factors when it comes to purchasing an extended warranty for your Honda. If you choose to go with an extended warranty through your local Honda dealer, you can expect to pay a little more. However, you do get Honda-certified technicians working on your vehicle. If you are wanting a cheaper option and want to use your favorite certified mechanic, you can choose to go with a third-party company.

Coverage

Although Honda offers some great choices when it comes to extended warranties, third-party companies usually have any manufacturer beat in this category. These companies usually offer 5-6 different levels of coverage that offer more flexibility when it comes to components covered.

Where To Get Repairs Done

Factory warranties typically require drivers to visit certain dealerships to get serviced. For some, this may not be a big deal if one is nearby. Unfortunately, not everyone can easily access a dealership. With a third-party company, you get the flexibility of choosing just about any certified technician.

Third-Party Honda Extended Warranty Benefits

Before going out and purchasing an extended warranty at your local Honda dealership, consider one of your more affordable options from a third-party company. Oftentimes, you will find out that you are getting better value and more convenient benefits by choosing a third-party policy.

• More Coverage Options—Many third-party companies are going to give you 5-6 different levels of coverage to allow you to get just what you need at a price that you can afford.
• More Flexibility On Where To Get Warranty Work Done—Unlike Honda extended warranties, third-party companies do not require you to visit a dealership to have your warranty work done. This is great for those who do not live near a Honda dealership.
• Lower Costs—When comparing coverage for coverage, third-party policies are typically going to carry a lower cost. Since these companies do not use dealerships to get warranty work done, there are less overhead costs to pass down to the customer.

More About Honda Warranties:

Hondas are very popular for lasting for long periods of time, however, they still have their issues. Just like any vehicle, Honda has their fair share of recalls, problems, and defects To help give you a few resources on where you can find this information, we have listed a few below:

General Recalls, Problems, and Defects: NHTSA-Safety Issues & Recalls

Honda Owner Reviews: Car Brands Ratings

Honda Automotive Recalls: https://owners.honda.com/service-maintenance/recalls 

Frequently Asked Questions: Honda’s Factory Warranty

How Long Does A Standard Honda Factory Warranty Last?

The factory Honda bumper-to-bumper warranty is going to last for 3 years of 36,000 miles, whichever occurs first.

Is My Engine Covered Under An Honda Factory Warranty?

Your Honda engine is covered for 5 years or 60,000 miles under the powertrain limited warranty.

Is my Honda Warranty Transferable?

Yes, a factory warranty is transferable to as many owners as the vehicle has during the warranty period.

What Is The Best Extended Warranty For My Honda?

The best extended warranty for your Honda depends on what you want covering and what your budget is. Finding a plan that closely aligns with your needs will allow you to find the best policy for your specific vehicle.

Which Honda Vehicles Are Covered Under An Extended Warranty?

Most Honda vehicles are going to be covered under an extended warranty. You will need to check for any exclusions if you own a specialty Honda vehicle.

Frequently Asked Questions: Honda’s Extended Warranty

Where Can I Get My Honda Serviced For Repairs?

If you have purchased an extended warranty through Honda, you will have to take your vehicle to a Honda dealership to get the warranty work completed. If you are using a third-party company, you should be able to take it to any certified mechanic.

What Do Other Extended Car Warranties Cover That Honda Warranties Do Not?

Honda’s extended warranty is going to offer just about everything that third-party companies are going to provide. The biggest difference is that third-party companies will have more levels of coverage to choose from to better suit your needs and budget.

How Do I Get A Quote For An Extended Warranty?

Requesting a quote to buy Honda extended warranty coverage couldn’t be any easier. Check out our reviews of the top companies in the business to find one that fits your needs.