What Does The GMC Extended Warranty Cover?

Written by: Extended Auto Warranty
Last updated: January 11, 2021

As one of the leading automobile companies for the past few decades, GMC has certainly made a name for itself in the industry. They have a large variety of vehicles that will fit just about any lifestyle. This has led to them being one of the most popular cars on the roads today. To keep your GMC on the road longer, you can purchase an extended warranty to cover costly repairs.

GMC vehicles have a great reputation for being reliable and lasting for years to come. While they are built to last, some cars simply need more repairs than others. An extended warranty can help cover your vehicle’s components to help you get the repairs done as quickly as possible, without having to pay the hefty bill.

What Is Covered By A GMC Extended Warranty?

With GMC being such a big brand in the automotive industry, it’s no surprise that they offer some of the most comprehensive extended warranties. 

Platinum Protection Plan | 140,000 Mile—GMC’s Platinum Protection Plan is available in addition to the manufacturer’s warranty to give you Professional Grade protection. This plan covers over 1,000 components and can be purchased in the following terms:

• 24 Months / 24,000 Miles
• 36 Months / 36,000 Miles
• 48 Months / 48,000 Miles
• 60 Months / 60,000 Miles

Extended Limited Warranty | 5 Year / 60,000 Mile—GMC’s extended warranty is backed by General Motors and offers both powertrain and bumper-to-bumper coverage for most vehicles. This extended warranty is for vehicles over 36,000 miles and covers repairs, including parts and labor, to correct defects in materials or workmanship. This warranty does not include routine maintenance. GMC does offer pre-paid maintenance plans if you want to pay ahead for your maintenance.

How Much Does GMC’s Extended Warranty Cost?

The cost of GMCs extended warranty is determined by your dealer based on a few different factors: coverage level, type of vehicle, and benefits. Extended warranties vary in price from plan to plan and even owner to owner. Let’s take a closer look at some of the most critical factors that affect the cost of your GMC extended warranty.

Coverage

The biggest determining factor on the cost of your extended warranty is the level of coverage that you choose. For those who are looking for exclusionary coverage, there are many plans that are going to cover just about every component of your GMC. If you do not have the budget for the most comprehensive plan, you can shop a variety of other plans that offer protection for fewer parts but will be more affordable.

Type Of Vehicle

The type of vehicle that you own will also play a big role in how much your extended warranty will cost you. With GMC having such a wide variety of vehicles, there are going to be different costs for extended warranty plans across their lineup. Larger vehicles such as trucks and SUVs are usually going to cost more to cover since they have more components. Commuter and compact cars are going to carry some of the lowest costs when it comes to extended warranties due to a lower amount of components and the availability of the products on more popular models.

Deductible

Some extended warranties come with a deductible, meaning you may have to pay money upfront for larger repairs. For example, if your plan has a $200 deductible and your repairs cost $1,000, you will have to pay $200 and the warranty will cover the remaining $800. Not all extended warranties will have this contingency, but those that do usually cost less due to you having to pay a deductible in the event of a repair.

Extra Benefits

Some extended warranties are going to carry a larger price tag due to the extra benefits that are going to be offered with them. Many extended warranties are going to offer enticing benefits such as 24/7 roadside assistance, trip interruption, rental car reimbursement, and many others. While these are usually always wrapped up in the price of the warranty as a whole, it is something to ask about when comparing plans and pricing.

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What Is Covered Under GMC’s Factory Warranty?

GMC is an industry leader not only in-vehicle offerings but factory warranty offerings as well. With 6 great warranties available, your new GMC will have some of the best protection in the automotive industry. We have listed out GMS’s warranties to give you a better idea of what you can expect when purchasing a new GMC vehicle.

Bumper-To-Bumper Coverage | 3 Year / 36,000 Mile—With GMC’s bumper-to-bumper coverage, you get 3 years or 36,000 miles of coverage on the entire vehicle. Needed repairs will be done with new, remanufactured, or refurbished parts. This warranty does cover towing to the nearest GMC dealership and will not require a deductible for warranty repairs. It also transfers automatically with vehicle ownership during the warranty period.

Powertrain Coverage | 5 Year / 60,000 Mile—GMC’s Powertrain coverage covers repairs due to defects in materials or workmanship on your engine, transmission, transfer case, and drive systems. With these components costing the most to repair, this warranty is going to be a great coverage plan to have.

Corrosion Protection | 3 Year / 36,000 Mile—GMC takes great pride in their workmanship and their warranties prove that. With a 3 year, 36,000-mile corrosion protection warranty, you will be covered against body and sheet metal corrosion.

Roadside Assistance | 5 Year / 60,000 Mile—To keep you safe and offer convenient services, GMC offers 5 years or 60,000 miles of roadside assistance. This information will be listed in your warranty information booklet, so be sure to keep this in your vehicle.

Courtesy Transportation | 5 Year / 60,000 Mile—If your vehicle needs to be repaired, GMC is offers courtesy transportation for 5 years or 60,000 miles. Depending on the dealership and availability, you will get to choose from a free rental car, rental car reimbursement, or public transportation reimbursement.

Rust-Through Protection | 6 Year / 100,000 Mile—Lastly, you have the option to get 6 years or 100,000 miles of rust through protection with this warranty. What this covers is protection if a factory-installed metal body panel rusts through from the inside out.

What Should I Do If My GMC Manufacturer’s Warranty Has Expired?

If you have been enjoying your factory GMC warranty, chances are, it’s close to expiring soon. This is where an extended warranty can help save you money and keep your vehicle protected once that occurs. When your factory warranty expires, shop for an extended warranty through GMC or go with a reputable third-party warranty company to find a plan that fits your needs. An extended warranty alleviates the costs of repairs for many different components of your vehicle that are a result of defects in manufacturing or workmanship.

Average GMC Repair Costs

Car repair bills vary in cost depending on the part and how involved the repair is. An extended warranty can help cover the costs of these bills to keep you from being blindsided by a costly repair bill. We have put together the average costs of some of the most popular repairs for GMC vehicles to give you a better idea of how much you could be saving with an extended warranty.

*prices derived from repairpal.com

GMC Warranty Benefits

GMC warranties include great benefits with their extended warranty to give you extra perks for enrolling. These benefits will include courtesy towing, roadside assistance, trip-interruption reimbursement, rental car service, and alternative transportation coverage. These benefits make using the extended warranty very convenient, no matter what circumstances you are in. These extended warranties are also fully transferable to subsequent owners. Platinum Protection Plan owners will need to pay a $75 transfer fee.

Shopping For An Extended GMC Warranty

Shopping for an extended warranty for your GMC can be a little intimidating, especially if you have never purchased one before. Before signing your name on the dotted line, there are a few questions you should ask to get a better idea of what is available. Let’s look at a few questions you should ask when shopping for a GMC extended warranty.

• What factors will void my extended warranty?

One of the most important questions you should ask when getting an extended warranty is “what factors will void my warranty”. Knowing what you can and can do during your extended warranty can help save you from accidentally voiding your warranty. 

• Where can I take my car to be repaired?

This is another great question to ask, especially if you do not live near a dealership. Most dealer-issued extended warranties will require you to visit a dealership to have the warranty work done. Just about every third party 

• What are the exclusions in my policy?

Knowing the exclusions of your policy will allow you to better understand what is going to be covered with your extended warranty. Exclusions can include certain components, aftermarket parts, and certain repair facilities.

• What other levels of coverage do I have to choose from?

Most companies are going to offer various levels of coverage to offer more or less coverage. These are priced accordingly to fit just about any budget, so knowing what you want to be covered and what you can afford should make the decision much easier.

GMC Extended Warranty Or Third-Party Vehicle Protection?

After your factory warranty expires and you are searching for an extended warranty, you will have two choices – GMC or a third party. They each are going to have great benefits and features, so knowing the difference between the two can help you choose the right plan for you.

Find What Fits Your Budget

One of the biggest factors of purchasing an extended warranty is going to be the price. While the cost can be raised or lowered depending on the plan you choose, there is one thing you should take into consideration. If you are going with a GMC extended warranty that is built into your loan, you may be paying interest on it. With a third party extended warranty, you simply pay the agreed-upon amount.

Extended Protection For Your GMC

Besides the price, another main concern is the type of coverage you are going to get with your extended warranty. Choosing a GMC extended warranty will give you a couple of different choices as far as coverage goes. While this is great, it does not compare to the number of plans some third party companies offer. Some companies offer up to 5 or 6 different coverage plans to choose from.

More Choices For Who Repairs Your Vehicle

When going with a GMC extended warranty, you will be required to take your vehicle to a GMC dealership for warranty work. While this may not be ideal for those who do not live near a dealership, those who do will benefit from having GMC certified technicians work on your vehicle.

If you would like a little more freedom of where you can take your vehicle to have it serviced, a third party extended warranty may be for you. Most extended warranties offered by third parties are going to allow you to use any certified technician to make the warranty repair. This is going to be ideal if you live outside the range of a GMC dealership.

Third-Party GMC Extended Warranty Benefits

Third-party extended warranty companies are well known for offering great benefits with their extended warranties. Since they are not bound by car manufacturer restrictions, they can offer more perks to make their warranties more enticing. Here are a few of the most popular benefits you can find with third party extended warranties:

• 24/7 Roadside Assistance—Roadside assistance is one of the most crucial benefits you should look for in an extended warranty plan. Your car can break down at any time so having someone available to help you when this happens is important.
• Substitute Transportation—When you are left without a car while it is being repaired, you are going to have to rent a car or take public transportation to get around. With substitute transportation coverage, you can get reimbursed for your rental car or public transportation costs.
• Trip Interruption—Trip interruption coverage is going to offer food and lodging reimbursement if your vehicle breaks down more than 100 miles from your home. Some companies offer a few days of reimbursement while others offer reimbursement for the duration of the repair.
• Mechanic Flexibility—Third party extended warranties are going to offer flexibility when it comes to where you can take your vehicle for warranty work. Most are going to allow you to use any certified mechanic rather than having to use a specific dealership.

More About GMC Warranties:

Whether you currently own or are looking to purchase a GMC vehicle, knowing the recalls and problems of your vehicle can help save you time and money in the future. GMC does a great job of updating their site on all recalls and known defects to keep you informed of any problems that need to be corrected. To make things easier, we have listed a few resources for you to check out.

General Recalls, Problems, and Defects: NHTSA-Safety Issues & Recalls

GMC Owner Reviews: Car Brands Ratings

GMC Automotive Recalls: https://my.gmc.com/recalls

Frequently Asked Questions: GMC’s Factory Warranty

How Long Does A Standard GMC Factory Warranty Last?

The standard factory GMC bumper-to-bumper warranty is going to last for 3 years or 36,000 miles.

Is My Engine Covered Under A GMC Factory Warranty?

The engine in your GMC vehicle is going to be covered for 5 years or 60,000 miles as part of the powertrain coverage warranty.

Is my GMC Warranty Transferable?

The GMC factory warranty is going to automatically transfer if sold within the warranty period. 

What Is The Best Extended Warranty For My GMC?

Finding the best-extended warranty is going to depend on the coverage you want and the budget you can afford. With so many options to choose from when it comes to GMC extended warranties, you should have no problem finding the best-extended warranty for you.

Which GMC Vehicles Are Covered Under An Extended Warranty?

Just about every GMC vehicle will be covered under an extended warranty. Some plans may have some exclusions for certain vehicles, so it is important to discuss this with the company that you choose to go with.

Frequently Asked Questions: GMC’s Extended Warranty

Where Can I Get My GMC Service For Repairs?

If you have an extended warranty from GMC, you will be required to take your vehicle to a GMC dealership. For those who have third-party warranties, you can use just about any certified mechanic to repair.

What Do Other Extended Car Warranties Cover That GMC Warranties Do Not?

Third-party warranties are usually going to offer a few more perks than dealership-issued warranties. With GMC offering so many perks with their extended warranties, you will need to compare them to the third party coverage you plan on going with to see what may be available.

What Extended Warranty Covers The Most For The Best Price?

To find out which extended warranty is going to offer the best value for your budget, you will need to shop around and compare the benefits and cost of several warranties. This will allow you to find which warranty will cover the most for the best price.

How Do I Get A Quote For An Extended Warranty?

Requesting a quote on extended warranty coverage couldn’t be any easier. Check out our reviews of the top companies in the business to find one that fits your needs.