out of 10

Concord Auto Protect, which has been in business for the past 7 years, is an odd duck in the extended auto warranty field. Their customer service team is great, and they are one of the few companies that are their own administrator, meaning they handle claims directly, rather than resellers who sell contracts on behalf of the companies that administer claims. Unfortunately, Concord offers basically no payment plans whatsoever, requesting payment up front and in full if at all possible – and offering a 10% discount for those paying immediately and in full. Their payment plans stretch to only a few months and any plan requires managerial approval. In short, they have some upsides, to be sure, but come with one big downside.

Key Features

  • 30-day money back guarantee
  • Plans administered directly by Concord
  • Accepted by most dealerships and any certified mechanic, will work with any local mechanic
  • 30-day wait period

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